170 Cottage
Quick facts
City: Chelsea
Expected completion date: Winter 2026
Development type: New construction
Number of new homes: 66 rental apartments (12 one-bedroom, 43 two-bedroom, and 11 three-bedroom)
Affordability: 18 homes at <30% AMI, 12 homes at <50% AMI, and 36 homes at <60% AMI
Now Accepting Applications!
Apply now for an affordable rental home at 170 Cottage Street in Chelsea.
Applications accepted: Sept 25 - Dec 24, 2025
Deadline: December 24, 2025
Lottery: Friday, January 9, 2026 (You don’t need to attend)
Step 1: Read the Flyer First
These homes are affordable and have eligibility requirements.
There will be a local preference for Chelsea residents.
Please review the flyer in your language before applying:
Step 2: Ready to Apply?
You can submit your application in one of three ways:
Overview
TND is developing 66 affordable homes adjacent to the Chelsea Greenway, offering residents convenient access to a multi-modal pedestrian and bike path. In addition, 170 Cottage is only a block from the Eastern Ave Silver Line MBTA station, which provides a direct connection to Boston’s South Station and Seaport District. The project is fully affordable and includes large apartments suitable for families. Additionally, 170 Cottage will meet the needs of vulnerable populations by including two homes for individuals with disabilities and 16 homes with preference for families that have experienced homelessness or are at-risk of experiencing homelessness. Property amenities will include an 1,800 square foot community room sized to fit all building residents at once, underground parking for 72 automobiles and 70 bicycles, common laundry facilities on each residential floor, and more than 15,000 square feet of open space. 170 Cottage is designed with energy efficiency in mind, and received Passive House Design Certification in 2023. Construction on 170 Cottage began in December 2023, and will be completed in Fall 2025.
Development team
Architect: Davis Square Architects
Contractor: Bald Hill Builders
Supportive services provider: Housing Families
Acquisition financing: Community Economic Development Assistance Corporation (CEDAC)
Predevelopment financing: CEDAC, The Life Initiative
Low Income Housing Tax Credit investor: Boston Financial
Tax-exempt bond financing: MassDevelopment
Construction financing: Eastern Bank
Permanent financing: Massachusetts Housing Partnership
Subordinate debt: Executive Office of Housing and Livable Communities; Community Economic Development Assistance Corporation; North Suburban Consortium, City of Chelsea
Additional funding: MassSave
